Car Financing Archive

You’ll Feel Welcome Here

You’ll Feel Welcome Here

Tracy Emperingham, Top Performer for the Month of April at McKenzie Sales and Leasing in Regina.

The past month has been a lot of welcome people back to McKenzie’s and welcoming new clientele into the Buy Here, Pay Here Program for Tracy.

Helping people who desperately need a vehicle is what the Buy Here, Pay Here Program is all about. And Tracy spent and had a good time welcoming people into this program. McKenzie’s helps finance those who need a vehicle when no one else will.

Tracy also had a lot of returning customers who were coming in for upgrades. She helped a lot of people who originally wanted maybe an SUV or a truck get one, when before they had to get a car because of certain circumstances. Helping and treating your returning clients, as well as your new ones, well is an important aspect for a business.

Going the extra step for your clients is another important thing when it comes to good customer service. Tracy and the team at McKenzie here in Regina make the experience for customers easier by helping out with some of the leg work.

They really step up to the plate when clients get frustrated over trying to get the required information from Human Resources departments. The McKenzie team will help out by helping make some of those calls for them. Easing the pressure for the customer is something Tracy takes pride in.

It is also important to welcome and interact with everyone that comes in. People often bring in support in the form of family or a friend if they’re nervous or for added input. Tracy makes an effort to not just focus on the applicant, but to also make the other person or people present welcome as well, by including them in questions or in answers.

Customer service is what the team at McKenzie Sales and Leasing in Regina are all about and that shows in the satisfaction of their present and returning customers.

Tracy’s Personal Thank You to her Customers!

“Welcome back past and present and future customers! We’re here to help!”

The McKenzie Sales and Leasing Management would also like recognize Devin Regeir for his outstanding performance this past month as well. He not only catered to his own clientele, but went above and beyond to help out others.

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Risky Business? Not Anymore!

Risky Business? Not Anymore!

Buying a car can be such a fun experience. During the first test drive your blood is pumping and you’re excited to feel what this potential new car has to offer.

However, once upon a time, buying a used car was a risky proposition. There was a good chance you could buy a lemon, or a car that had been used and abused. Today the savvy customer does not face these risks. It is safer, and less risky, than it has ever been before.

Many dealers offer one-owner vehicle that are still on warranty, so that takes some risk out of the equation, and in addition, there are many research tools on the internet to help you learn about the reputation and performance history for the specific vehicle you may be interested in. With a little research, you should know of any recalls or common problems.

In saying that, it is best to keep in mind that car makers have made a point of producing a more reliable and long-lasting vehicle over the years. Most cars on the road these days are expected to last well over one hundred thousand kilometers, sometimes more than double that. This is something to remember when considering a car that is two to five years old. There are many good years that lie ahead for that vehicle, and the increased amount of leasing means there is a solid supply of two to five year old vehicles out there that have already suffered the worst of the depreciation curve.

The second you drive a new car off of the lot, its value depreciates by as much as 20 percent. When you buy a used car, all the depreciation has been absorbed by the original owner. 

You may also get a bit more bang for your buck when shopping used. When you drive a new car straight off of the lot, you typically pay for every added feature. When you upgrade to include a sunroof, tinted windows, and a spoiler, you can leave with a total price of thousands of dollars higher than the sticker price. Used cars with these same amenities might cost a little more than those without, but not nearly to the same extent.

Buying a used car is a great way to save some money and still get the car you’ve been searching for. Whether you’re constrained by your pocketbook, or have certain automotive needs that must be met (such as a backseat for the kids, or all wheel drive for winter months), today’s used car options deliver almost everything new cars do – and at a lower overall cost.

For some great examples, visit us at www.mcfinance.ca , give us a call at (877)783-2772, or, better yet, swing by 134 Broadway Street East in Yorkton, and experience first hand that great blood pumping feeling of the first drive in your new car.

We look forward to meeting you.

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McKenzie Saskatoon Staff

McKenzie Saskatoon Staff

Just wanted to show the mugshots of the SASKATOON STORE!

Kelly "Mukker" Cherneski

Kelly “Mukker” Cherneski

I am the General Manager of McKenzie Sales and Leasing. I have been in the car industry for almost 10 years and have spent the majority of that time working within our organization.

Some people call me the doctor because I’m always saying how much I like to save lives – hey if it means getting you into a safe and reliable vehicle then yes I am the doctor! 

Ryan "Smokin' Joe" Frazer

Ryan ”Smokin’ Joe” Frazer

I am a Sales Manager here at McKenzie Sales & Leasing. I’ve been in the car business going on 5 years and everyday it brings a new challenge. The best thing I like about working at McKenzie’s is the satisfaction in working with our great customers. I like to bring a good natured and easy going approach to your sales experience with us. Shopping for a vehicle is supposed to be fun isn’t it?

I would like to extend a warm welcome to all past, present & future customers to stop by for coffee and see how we can help you today.

Eddie "Fast Eddie" James

Eddie ”Fast Eddie” James

I am one of the Sales Manager here at McKenzie Sales & Leasing. I started here as a Management Trainee 3 years ago and worked my way up in the company.Selling cars is something I find very rewarding. I work very hard to makle sure we have the right vehicle for the right person.

On my off days you can find me on the recliner watching football, basketball and Hockey. I play some basketball and softball also.

Thanks for reading and I look forward to helping you into your next vehicle.

Steve "Steve-Vo" Vomacka

Steve ”Steve-Vo” Vomacka

I am a Management Trainee here at McKenzie Sales & Leasing.

When I am not working at the BEST and always FASTEST growing car lot on the Planet, I like to be playing with my kids, watching hockey “GO FLAMES GO”!, UFC, playing ball or soccor and working on my truck. I like it here at McKenzie Sales because I get the opportunity to help all of my awesome customers to the best of my ability and will not stop until you are 100% happy!

Thomas "Tom-Tom" Dai

Thomas “TOM TOM” Dai

 

I am a Management Trainee here at McKenzie Sales & Leasing.

I have worked at McKenzie’s for almost a year now. I have all the necessary experience to help you get the vehicle loan you deserve. Here, at McKenzie’s, it doesn’t matter if you are looking for a vehicle or just looking around; we will treat you like a VIP you are.

Come on down to see me and I won’t let you leave disappointed.

Naseef "Nas" Rashid

Naseef ”Nas” Rashid

I am a Management Trainee here at McKenzie Sales & Leasing.

Hi everyone. I have been in the car industry for almost a year. I have spent all my time at McKenzie Sales & Leasing building good relationships with people from all over Saskatchewan. I can help you to get into a reliable and affordable means of transportation and at the same time build your credit.

There is nothing impossible for me to do for all of my valuable customers because I take every opportunity to help you as a challenge. Come see me and “Nas” will be your friend in the car business!

Kenneth "Kendo" Saah Fon

Kenneth ”Kendo” Saah Fon

I am a Management Trainee here at McKenzie Sales & Leasing.

I have been selling cars with my Dad for nearly 25 years back in Africa. Car sales in Canada have been new to me but I really like a good challenge. I believe in making friends first and selling financing second. The reason being that procurement of a vehicle is the second largest purchase most Canadians make in their life. I will make you feel comfortable and guide you through the process. This is what the staff at McKenzie Sales & Leasing do all day, year and year out.

Feel free to come in anytime; we will make it a wonderful experience for you. Just remember that “Kendo” can exceed your expectations!

Chantelle "Shannytown" Sawka

Chantelle ”Saw” Sawka

I am a Management Trainee here at McKenzie Sales & Leasing.

I have been here for almost a year and have loved every minute of it.

When I’m not at work I enjoy being out and about with family. I’m a very energetic person and take everyday of my life as a blessing.

Come see me at McKenzie’s, as soon as you walk through the door you will be treated as part of our family. First comes making a friend and then we’ll go from there. Trust me I will do what it takes to make your visit here memorable and enjoyable.

Waneeta "Wahjj" Marchand

Waneeta ”Wah JJ” Marchand

I am the Finance Manager here at McKenzie Sales & Leasing.

I enjoy making people happy, seeing a customer smile when they are driving away with a vehicle they just purchased always marks the end of a good day. As finance Manager it is in my best interest to work towards that goal with you and your family in mind.

Working with wonderful staff, that is McKenzie Sales & Leasing, it just makes life that much easier.

Brian "Mr. Clean" ChometskyBrian “Mr. Clean” Chometsky

I am Lot porter here at McKenzie Sales & Leasing.

I just started with the company and have been detailing vehicles for over 5 years.

The next vehicle I detail could be yours……….see you soon!

 

Asja ”Clash” Marchand

I am the part time Receptionist here at McKenzie Sales & Leasing.

Every high school student wants to make a liitle extra $$$$$. Since not all jobs are what you dream of, I knew that I might have to settle with what I could get. Working at McKenzie’s has been a welcoming first job, the staff are friendly and so are the customers. Later jobs will make it hard to compete with.

Shayna ”Midge” Sander

I am the new Receptionist here at McKenzie Sales & Leasing and I start on the 14th of April.

I can’t wait to experience the fast paced action of a car dealership. I know there will be lots to learn and I am looking forward to the challenge. So wish me luck!

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How to get your first car loan. From no credit to a car loan!

How to get your first car loan. From no credit to a car loan!

A lot of the time banks will not approve an auto loan if there is no credit on the applicant’s bureau. Here are some things you can do to establish a little bit of credit so you can get into a car loan.

Credit Cards, these are a good way to establish some credit and over time banks will consider this enough credit experience to give you a car loan. However, with credit cards you have a few things you need to be careful to avoid. 1) Late payments, especially if you are young, are very hurtful to your credit and make it very difficult to get an auto loan for years to come. 2) Maxing out your credit limit and not paying it down makes banks thing that you can’t afford any more payments than what you already have and that makes it hard for the banks to say yes to lending you the money to get into a vehicle. 3) Going over limit on your credit card makes banks worry that you don’t have your credit and finances completely in control.

Small bank loans (around $1000-$3000) are a great way to establish some early credit. The best way to get into these types of loans is to speak with the bank you deal with for your payroll. Where possible you want to create a relationship with someone at your home branch because they are more likely to give you your first credit. Keep in mind that your interest rate is reflective of your credit experience and the amount you are financing. Low amount financed usually have a bit higher interest rate. This is because of the risk on the banks side of things. They don’t know how you are going to repay your loans because there is no credit history to use as an example. Think of these first credit steps as creating your credit persona, in order for banks to be comfortable with you; you need to give them a good first impression.

Once you have had either of these types of loans for around a year, typically you will be eligible for a vehicle loan. Keep in mind that you are still new to the credit world so you may not be eligible for your dream vehicle just yet, but come see us and we’ll get you on your way to your perfect vehicle!

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We Help Good People In Tough Situations

We Help Good People In Tough Situations

To give you a quick introduction to McKenzie’s Sales & Leasing and how we earn your business is pretty simple. Our philosophy is to  apply an exceptional amount of effort, and drive as hard as we can down an incredible amount of financial roads we’ve established to get your car loan approved. If you’re anxious, stressed, uncomfortable, worried and defeated at the thought of getting a car loan because a bank has turned you down, you still have hope! We apply a tremendous amount of effort to make sure you get the car you need, no matter the bad credit situation or uncomfortable case of bad luck!

Take this common situation for example;

A young family with one car and two small children, with both parents working outside the home  run into a rut. A string of bad luck finds them needing to replace their car. As stress levels begin to rise because their credit is lacking they approach their local credit union for a much needed car loan, only to be turned down. It seems like a dead end… most people don’t know about McKenzie Sales & Leasing and our special finance approach. The stress levels rise as they feel like there’s no where to turn!

This situation happens all the time. This young family might turn to Google and search a few things like bad credit car loan or auto loans with bad credit only to find a bunch of garbage websites with no real humans behind them who can’t really care to help a family in need! Things don’t need to be this way!!! McKenzie Sales & Leasing is beaming to help you out. We know how to help you out. We know what measures need to be taken to help you out. We help out more people in Western Canada then any other group of car dealers to get you the car loan you need to survive. We don’t want you to know we’re the “biggest” or “do more then anyone else” or “we’re the cheapest” because while that’s the case we care that you know we simply want to help you, get to know your situation then make the best of it for you and your family. We care that you get the help you need and deserve.

What you probably care about is making sure you can get your family the transportation they need. When you run into a wall we’re here to help you. The best part is, you can come in and hold your head high because we’ll shake your hand and treat you like the VIP guest you are. The service you deserve comes from profesionals who will go the extra mile extra 110 miles to get you a car loan and make sure everything is done with a smile so you can be comfortable, at peace with any bad luck and with a stress level at almost comatose levels.

You, your friends, your employees, your buddies at work, your neighbour, your brother or sister, your mom or dad, crazy uncle Bob and anyone in between who needs help getting a car loan needs a warm handshake and professional services from McKenzie Sales & Leasing. Let them know about us! Have you hit the wall? Contact us right now so we can knock down the wall and turn it into a bridge!

Visit us online at McFinance.ca for phone numbers or to check out more!

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No Credit? Don’t Sweat It!

No Credit? Don’t Sweat It!

McKenzie Sales & Leasing sell credit primarily and vehicles secondarily. If you have no credit or have been hit by the recession causing things to get backed up leading to a ding or two on your credit score…. you’re not alone. A recent Canadian study has shown that over 70% of all consumers have suffered through a late payment affecting their credit score. If you’re looking for loan this has a big impact on getting approved at low interest rates, and for some, getting approved at all.

Our specialty is automotive credit, its our focus and we shine a spotlight on it everyday. Our auto finance team works all day, everyday to get you approved. They are the specialists you want working for you when you send in an application to be approved on a vehicle. Why do you want them working for you? They’re relentless. They’re consistently on the phones, emailing, texting and going to & visiting with banks and lenders to offer us finance which we can pass on to you. We’re proud to say. “We get more people approved in Saskatchewan then anyone!”

There are other stores out there who claim to be able to offer similar services but none do it like us and as well as we can. There comes a time when you can say, “We’re really confident in the people that work here and we help people better then anyone else.” We’re very proud of the great people that work at McKenzie’s Sales & Leasing and we want to help you. Not only will we get you approved but we’re going to treat all our customers with the respect and dignity they deserve, give you a one work day turnaround on your application, none of the cross your fingers to make an appointment with the bank 5 or 6 days from now.

We Get People Approved No Matter What

We Get People Approved No Matter What

We respect your time, we provide the absolute best quality loans and we’re proud of all the people we have working for us providing you with outstanding service everyday!

If you’re in the market and want to get approved by the #1 source for quality approvals in Western Canada choose the location nearest you to apply.

Regina
Saskatoon
Yorkton

If you’d like to see some of the affordable vehicles we have available to be financed please click here to visit our website.

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